Six Plans. Two Groups. One Fixed Fee. Zero Interest.
NWX Consorcio offers six structured credit letter plans across two groups, Starter and Premium. Every plan carries a single fixed administrative fee of 19%, which includes a 5% reserve fund for group protection and 2% for Directors & Officers insurance. No interest. No hidden costs. Your total cost is fixed from the moment you enroll.
Choose the Group That Fits Your Goal
NWX Consorcio plans are organized into two groups based on credit letter value. Each group operates independently, with its own fund, its own monthly assembly on the 10th, and its own contemplation cycle. One participant may hold multiple quotas across one or both groups.
Starter Group
$15,000 · $35,000 · $50,000
Designed for vehicle acquisition, commercial equipment, and other qualifying goods. Three fixed credit letter values with terms from 24 to 60 months. One fixed 19% administrative fee. Your total cost is known from day one.
Terms: 24 · 36 · 48 · 60 months
Assets: Vehicle · Commercial property · Other qualifying goods
Premium Group
$100,000 · $350,000 · $500,000
Designed for real estate, commercial property, and large asset acquisition. Three fixed credit letter values with terms from 48 to 360 months, in multiples of 24. One fixed 19% administrative fee. Professional fund management by NWX Management, backed by NWX Invest with over $500 million in assets under management.
Terms: 48 · 72 · 96 · 120 · 180 · 240 · 360 months
Assets: Real estate · Commercial property · Other qualifying goods
Six Plans. One Fixed Fee. Zero Interest.
NWX Consorcio offers six structured plans, from $15,000 to $500,000, designed for real estate, vehicle, commercial property, and other qualifying goods acquisition. Every plan carries a single fixed administrative fee of 19%, which includes a 5% reserve fund for group protection and 2% for Directors & Officers insurance. No interest. No hidden costs. Your total cost is fixed from the moment you enroll.
verifiedAll plans include: 19% fixed administrative fee · 5% reserve fund · 2% D&O insurance · Zero interest · Zero hidden costs
How the 19% administrative fee is structured: Every NWX Consorcio plan carries a single fixed fee of 19% applied to the credit letter value and distributed across the full term of your plan. This fee is all-inclusive:
No additional fees. No origination charge. No monthly service fee. What you see is what you pay, from day one to the last contribution.
Monthly contribution values and total costs shown are estimates based on the fixed 19% administrative fee distributed across the indicated term. Actual amounts may vary based on group conditions, CPI adjustments, and individual participation terms. Final terms are detailed in the Offering Circular provided to every participant upon enrollment. NWX Consorcio is not a bank. Participation is not a deposit, loan, or investment product.
Not sure which plan is right for you? A free simulation takes less than 2 minutes and shows your exact monthly contribution, total cost, and estimated savings compared to a traditional mortgage or ITIN loan.
What Would You Pay With NWX vs. a Traditional Loan?
Adjust the credit letter value and term to see your fixed NWX cost compared to a traditional mortgage at current market rates. No interest. No hidden fees. One fixed administrative fee known from day one.
Illustrative only. NWX total cost reflects a fixed administrative fee applied to the credit letter value, distributed across the selected term. Traditional Loan and ITIN loan figures are estimated using standard amortization at the indicated APR. Does not account for insurance, property taxes, prepayment, CPI adjustments, or individual credit conditions. Not a guarantee of savings, allocation timing, or contemplation date. Consult the Offering Circular for full program terms.
All Plans. All Terms. All Costs.
Every combination of credit letter value and term, with fixed monthly contribution and total cost. What you see is what you pay.
Starter Group · 19% Fixed Administrative Fee
| Credit Letter | Term | Monthly | Total Cost |
|---|---|---|---|
| $15,000 | 24 months | $744/mo | $17,850 |
| 36 months | $496/mo | ||
| 48 months | $372/mo | ||
| 60 months | $298/mo | ||
| $35,000 | 24 months | $1,736/mo | $41,650 |
| 36 months | $1,157/mo | ||
| 48 months | $868/mo | ||
| 60 months | $694/mo | ||
| $50,000 | 24 months | $2,479/mo | $59,500 |
| 36 months | $1,653/mo | ||
| 48 months | $1,240/mo | ||
| 60 months | $992/mo |
Total cost is fixed regardless of term selected. A shorter term means a higher monthly contribution and faster path to contemplation. A longer term means a lower monthly contribution and more participants in the queue.
Premium Group · 19% Fixed Administrative Fee
| Credit Letter | Term | Monthly | Total Cost |
|---|---|---|---|
| $100,000 | 48 months | $2,479/mo | $119,000 |
| 72 months | $1,653/mo | ||
| 96 months | $1,240/mo | ||
| 120 months | $992/mo | ||
| 180 months | $661/mo | ||
| 240 months | $496/mo | ||
| 360 months | $331/mo | ||
| $350,000 | 48 months | $8,677/mo | $416,500 |
| 72 months | $5,785/mo | ||
| 96 months | $4,339/mo | ||
| 120 months | $3,471/mo | ||
| 180 months | $2,314/mo | ||
| 240 months | $1,736/mo | ||
| 360 months | $1,157/mo | ||
| $500,000 | 48 months | $12,396/mo | $595,000 |
| 72 months | $8,264/mo | ||
| 96 months | $6,198/mo | ||
| 120 months | $4,958/mo | ||
| 180 months | $3,306/mo | ||
| 240 months | $2,479/mo | ||
| 360 months | $1,653/mo |
Premium Group plans are designed for real estate and large asset acquisition. Terms in multiples of 24 months starting at 48 months. One participant may hold multiple quotas simultaneously.
Everything You Need to Know Before Choosing Your Plan
What is the difference between Starter and Premium Group?expand_more
Can I hold more than one quota?expand_more
Is the total cost really fixed?expand_more
What does the 19% administrative fee cover?expand_more
What happens if I miss a payment?expand_more
Can I change my credit letter value after enrolling?expand_more
What is the minimum term available?expand_more
What assets can I acquire with my credit letter?expand_more
When will I be contemplated?expand_more
Is there a credit check to join?expand_more
Not Sure Which Plan Is Right for You?
A free simulation takes less than 2 minutes and shows your exact monthly contribution, total cost, and how NWX Consorcio compares to a traditional mortgage at current market rates. No commitment. No credit check. A specialist will contact you within 24 hours.
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